The newsletter is intended to help improve the quality of life of family caregivers and seniors in our local communities. Each month we address topics related to the joys and challenges of being a family caregiver. There will be informational articles as well as a list of various meetings, support groups and other resources available to you in our community. Feel free to send your questions, ideas and concerns.
Debbie Stewart

THE CAREGIVER CONNECTION      PO BOX 11929      PRESCOTT AZ 86304      (928) 778-3747 voice      Debbie@CaregiverConnection.us

February  2021

Don't Wait for a Crisis to Get Your Ducks in a Row

Due to my personal involvement with the care of a friend who suffered a medical emergency last month, I was reminded of the importance of planning ahead and getting one’s financial and medical ducks in a row, should we become unable to speak or act on our own behalf. Making sure adequate records and documents are in place, are up-to-date, and are shared with appropriate family members, friends, and professionals is critical.

We have a lot of reasons/excuses why we delay or never get around to doing this planning. We don’t want to admit to our own mortality. We don’t want to upset our children. Our children don’t want to upset us. The list goes on.

I would like to take this opportunity to invite, remind, and cajole all of you, whether you are a Senior or a Caregiver to a Senior, to do yourself and your loved ones a favor. Make sure they know your wishes should you become incapacitated, as well as your final wishes when the time comes. If you have authorized someone to act on your behalf as Health Care or Financial Power of Attorney, or you have named them as Trustee of your Estate, make sure they understand their responsibilities. If you don't yet have these documents in place, consider doing so, such that you remain in control.

Admittedly, it might require uncomfortable conversations, both with yourself and those who will ultimately be responsible for your care. And there’s a lot of work involved. But it will be well worth the effort in order to give yourself and your loved ones the peace of mind that comes from knowing that preparations are in place if or when a crisis occurs.

Making the Connection,
Debbie Stewart

Senior Connection
P.O. Box 11929
Prescott AZ 86304
(928) 778-3747
www.SeniorConnection.us
Debbie@SeniorConnection.us


Informational Articles

As Caregivers, it’s easy to feel overwhelmed by the sheer number of tasks that need to be accomplished for your loved one each day. While it’s easy to remain upbeat on good days, it’s the bad days that can leave you feeling confused, exhausted or resentful. At these times, it’s important to know that you’re not alone. 

Knowing what to expect can help tremendously in your ability to cope. Knowledge is Power! Each month in this newsletter we include one or more articles on topics relating to the joys and challenges of aging and caregiving. To read additional articles on a variety of topics, please visit the Articles section of our website. Dozens of candid articles get right to the "heart of the matter," from both the Caregiver’s and Senior’s perspectives.

This month’s Newsletter article:

"How Much Should I Save for Emergencies?"
by Joe Allen, Edward Jones

This article can be found below the Meetings, Events & Educational Opportunities Section in this Newsletter

Click here to find all of our Articles: http://www.SeniorConnection.us/Articles.htm

Please let me know if you find the articles useful and what other topics you’d like to see.


MEETINGS - EVENTS -
EDUCATIONAL OPPORTUNITIES

Dates and times of meetings and events sometimes change at the last minute. It’s a good idea to call ahead before heading out, just to be sure.

SENIOR CONNECTION’S SENIOR RESOURCES ON-LINE DIRECTORY is your one-stop source for products and services available to Seniors and Family Caregivers throughout Yavapai County. Included is contact information for nearly 400 for-profit, non-profit and government companies and agencies. Search on nearly 30 categories, including Independent and Assisted Living Facilities, Skilled Nursing, In-Home Care, Transportation, Respite, End of Life, Financial, Legal, Emotional Support, and more. Save hundreds of hours of your valuable time and endless frustration looking for the help you need. Visit www.SeniorConnection.us and select the link to the Resource Directory.

"CAREGIVER CONNECTION" NEWSLETTER - Please tell your friends, relatives, neighbors and colleagues about Senior Connection and suggest they sign up to receive this Newsletter. They can sign up by clicking on this link: seniorconnection.us/Subscribe.html  Email addresses are NEVER shared with ANY third party.

SENIOR CONNECTION SPEAKERS BUREAU PRESENTATIONS These educational talks are given by Senior Connection Members on topics of interest to seniors and caregivers. We’ve been videotaping these every week since mid-March 2020. You can find the current "Featured Video" as well as previous talks via our website. Go there directly via www.teleconnection.seniorconnection.us Or, you can get there from the Senior Connection Home Page at www.SeniorConnection.us and click on the "Speakers Bureau Teleconnection Streaming" link. Presentations are featured for a week and then remain available as a previous talk thereafter. Many include hand-outs that you can print out.

SENIOR CONNECTION’S "SENIOR & CAREGIVERS CONFERENCE & EXPO" - Our unique Fall 2020 virtual event continues to be available via our website at www.SeniorConnectionExpo.us/V-Expo and our Spring 2021 Expo will be held virtually as well. Details available soon!

ALZHEIMER’S ASSOCIATION, Desert Southwest Chapter offers free, educational classes via their website. Schedule for February: "Understanding Alzheimer’s and Dementia" Tuesday, Feb 9 (1-2pm MST) & Tuesday, February 16 (2-3pm MST); "Healthy Living for your Brain & Body"  Thursday, Feb 11 (10-11am MST): Understanding and  Responding to Dementia Related Behaviors" Wednesday, Feb 17 (2-3pm MST); "Effective Communication Strategies" Thursday, Feb 18 (1-2pm MST); "10 Warning Signs of Alzheimer’s" Monday, Feb 22 (11am–12pm MST); "Dementia Conversations" Wednesday, Feb 24 (2-3pm MST). All classes are free. To learn about additional classes visit www.alz.org and select Events, then scroll down and select Educational Programs. For more info or to register for a class, call (800) 272-3900. For local assistance call Vicki Flores at (928) 771-9257 ext 9512 Monday-Friday 9am-5pm.. (Senior Connection Member)

THE ALZHEIMER’S ASSOCIATION Desert Southwest Chapter is dedicated to empowering and supporting individuals, families, care partners and communities affected by dementia throughout northern Arizona. Support Groups are currently being offered via phone, in specific geographic locations. A Prescott group occurs the first and third Mondays of the month at 10am. Call (402) 542-0274 (Log-in Pin is: 838 362 656 #). A group for families of Veterans occurs every Friday at 1:30pm. Call (208) 717-2087 (Log-in Pin is: 934 717 642 #). A Prescott Valley group occurs the second and fourth Monday of the month. Call (209)779-0234 (Log-in Pin is: 837 436 307 #). A Sedona group occurs the first & third Thursdays at 10am. Call (318)467-6505 (Log-in Pin is: 614 930 179 #). For more info about any these group meetings, call the Prescott office (928) 771-9257 Mon-Thurs from 9am-5pm. Or call (800) 272-3900 any time. Additionally, the Alzheimer’s Association offers a 24-hour Helpline that is staffed 24-hours a day, seven days a week, by trained professionals. These specialists can answer your questions and get you the information or services you need anytime, day or night. The number is (800) 272-3900. (Senior Connection Member.)

"SHARE THE LOVE FOOD DRIVE" to benefit the Yavapai County Food Bank will occur February 10 & 11 from 10am-3pm each day at The Landings of Prescott Valley, a Senior Living Community, located at 3500 N Windsong Drive. Info: (928) 445-3669.

"MAKING YOUR MONEY LAST" is a free Senior Connection Speakers Bureau presentation that will be available on the Senior Connection website starting on Thursday, February 11 at noon. It will be featured for a week and will remain available to viewers "On Demand" (i.e. at your convenience) after the launch date. Joe Allen, Financial Advisor with Edward Jones, will explain the single most important factor in determining how long your money will last and will answer the following questions: How sensitive is your retirement strategy to inflation and market volatility? Are your income sources keeping up with inflation? He will also explain how changes to housing and healthcare expenses impact sustainability. It’s super easy to watch the presentation! There is no log in, no password and no special Application to have to download. Go to www.seniorconnection.us and click on the link to Speakers Bureau TeleConnection Streaming. For more information contact Debbie Stewart at Debbie@SeniorConnection.us or call (928) 778-3747.

INVESTING COFFEE CLUB will next occur on Tuesday, February 16 from 9:30-10:30am in Prescott. This free monthly meeting is an informal gathering, discussing current events, the economy and investing in a relaxed, informal setting. Hosted by Joe Allen, Financial Advisor with Edward Jones, these meetings occur the third Tuesday of each month at Third Shot Coffee (at the Prescott Gateway Mall next to Pier 1). Includes a cup of coffee, courtesy of Joe. For more information, contact Joe at (928) 445-2226 or email joseph.allen@edwardjones.com or stop by his office at 5672 E State Rt 69, Suite 135 in Prescott Valley, near the Hobby Lobby, below the Dollar Store. For information about Joe's upcoming events, visit www.edwardjones.com/joseph-allen (Senior Connection Member.)

"MARDI GRAS CELEBRATION" will occur Tuesday, February 16 at 2pm. Hosted by Touchmark at the Ranch in Prescott, the event will occur in the Grand Lodge Lobby. The public is invited to let the good times roll during Mardi Gras. The event will include a festive parade, complete with live music, dancing, New Orleans-style cocktails, non-alcoholic beverages, and appetizers. Space is limited and physical distancing will be observed. Please call (928) 515-2486 to RSVP by February 9. (Senior Connection Member.)

AN INVESTOR'S TOUR OF MUTUAL FUNDS – is a free seminar to occur Thursday, February 18 from 11am-noon. Mutual funds may play a major role as you try to reach your long-term financial goals. This seminar will discuss: Features of mutual funds, benefits mutual funds may provide, risks you'll need to consider as you evaluate this type of investment, guidance to help empower you as you explore the multitude of funds available. A prospectus contains more complete information, including the fund's investment objectives, risks, and charges and expenses as well as other important information that should be considered. Your financial advisor can provide a prospectus, which should be read carefully before investing. This presentation is free, but seating is limited. RSVP to Joe Allen, Financial Advisor with Edward Jones, via email at Joseph.Allen@edwardjones.com or call (28) 445-2226 or stop by his office at 5672 E State Rt 69 Suite 135, Prescott Valley to reserve space for yourself and a guest and receive Zoom Invite Details. (Senior Connection Member)


"How Much Should I Save for Emergencies?

It’s always a good idea to save some cash for a "rainy day." After all, you’ve worked hard to keep your financial strategy on track, right? An unexpected expense could easily derail that strategy.

One way to prepare financially for things like these is by creating an emergency fund. We know that putting money away to prepare for the unexpected can be hard, especially if you don't know how much you'll need – after all, they call these unexpected expenses for a reason.

What is an Emergency Fund?

An emergency fund is a savings account used pay for large, unexpected expenses. Should an emergency happen, you’ll be able to use to money to cover your losses.

An emergency fund can help you save and prepare for:
> A loss of income
> Large housing or auto repairs
> Expenses related to care for aging parents
> Large medical bills
> An unexpected accident

How Much Emergency Savings Should I Have?

As a starting point, if you are retired, add up to three months of living expenses for emergencies, as well as about 12 months' worth of living expenses (after accounting for outside sources of income) to provide for your everyday spending in your emergency fund. Remember when you retire you are now also responsible for creating your own "paycheck" for your everyday expenses.

How much should I have in cash for other USES?

While you might think "the more, the better," that isn’t necessarily the case. Having too much of your savings sitting in cash can be an issue, especially when you have other financial goals. Ultimately, your cash strategy can be a key factor in your long-term financial success.

To determine the role of cash in your financial life and how much you should have, look at your "USES":

·         Unexpected expenses and emergencies – cash used for situations such as income loss, a home repair or an unplanned medical expense

·         Specific short-term savings goals – cash dedicated for a goal that will occur within the next year or so, such as a wedding or vacation

·         Everyday spending – cash used for your lifestyle and day-to-day spending needs, such as groceries, utilities, mortgage and debt payments, and entertainment

·         Source of investment – cash used as an asset class and as a source for investment opportunities

As you can see, your cash need is as individual as you are. Your financial advisor can look at your entire financial picture and help you calculate how much cash you may need to fill your "rainy day" bucket and what should be invested to help you reach your goals.

Submitted by Joe Allen, Financial Advisor – Edward Jones, located at 5672 E State Rt 69 Suite 135, Prescott Valley. For more info, contact Joe at (928) 445-2226 or joseph.allen@edwardjones.com or  www.edwardjones.com/joseph-allen
To watch Joe's Speakers Bureau presentations go to  www.SeniorConnection.us and click on the link to Speakers Bureau TeleConnection Streaming, then select Joe Allen's presentations.

 

 


 

 

 

 


SUPPORT GROUPS - CLASSES –
INDIVIDUAL ASSISTANCE

PLEASE NOTE: Many of the Support Groups and Classes listed below have been temporarily suspended due to Covid-19. However, most of them are currently offering support and information by phone, email or via their websites. Their normally scheduled events are included here to provide their contact information.

A.L.S. (Lou Gehrig disease) Support Group meets on the fourth Monday each month, from 12:30-2:30 p.m. at NAVAHCS, 500 N Highway 89, Building 161, Prescott. Info: Amy Frank or visit www.alsaz.org.

ALZHEIMER’S ASSOCIATION CAREGIVER SUPPORT GROUP meets Mondays at 10 a.m. at Prescott United Methodist Church, 505 W Gurley St, in the Simon Room (Parking & Entrance is on South Summit Avenue) as well as the Prescott Valley Public Library, 7401 E Civic Cr, in the Koole Meeting Room, 2nd floor. A group for veterans and their spouses meets at 1:30p.m. every Friday at the Prescott VA Medical Center, ECRC Room A205. In Sedona: The first & third Tuesday at 9:30a.m. at Sedona Methodist Church, 110 Indian Cliffs Rd. In Cottonwood: The first & third Wednesday at 10a.m. at Verde Valley Medical Center, 269 S Candy Lane (Enter Care/Rehab & Sports Medicine Experts Entrance). These groups are for those who are caring for someone affected by any form of memory loss or dementia, whether diagnosed or not. Newcomers always welcome – no advance notice required. Confidentiality of participants maintained. For more info for any of the above, send an email to palberty@alz.org or call (928) 771-9257 in Prescott.

ALZHEIMER’S ASSOCIATION has numerous educational and supportive programs for individuals with dementia (whether diagnosed or not), and their caregivers, including a support group for those who have early stage dementia. Please contact the office for details, prior to attending one of these programs. Location: 3111 Clearwater Dr - Suite A, Prescott. Info: (928) 771-9257.

ALZHEIMER’S SUPPORT GROUP, facilitated by Highgate Senior Living, occurs the last Wednesday of every month from 5-6p.m. in Prescott. Meetings are open to the general public. Location: 1600 Petroglyph Pointe Drive. For info, contact Isabelle Fabrie, Cottage Coordinator, via email at Prescott.mlcp@highgateseniorliving.com or call 541-1400.

AMERICAN CANCER SOCIETY
offers complimentary patient services in the quad cities. Reach to Recovery is a mentor program that matches breast cancer survivors with new breast cancer patients. Look Good…Feel Better provides cosmetic & skin care products at a 2-hour workshop for women facing cancer. Road to Recovery provides transportation for a patient to and from cancer treatment. Cancer Resource Center at the Arizona Oncology Office in Prescott Valley provides free wigs, fuel cards, head coverings, personal health managers, cancer information, support groups, direction to other local resources plus other comfort items for patients while in cancer treatment. Hope Lodge (located in Phoenix) provides housing for patients undergoing cancer treatments. For information about any of these programs, call toll-free (800) 227-2345.

ARTHRITIS FOUNDATION Land-Based Exercise Class occurs Tues and Thurs at 10 a.m. at Mountain Valley Regional Rehabilitation Hospital, 3700 N. Windsong Dr in Prescott Valley. Classes are free, however, donations are appreciated to help support the Prescott Arthritis Foundation’s Summer Camp for Kids. Info: 759-8800.

ASPERGERS SUPPORT GROUP for those affected and their families are welcome to attend meetings the first Wednesday each month at 6 p.m. at the VA medical Center in Prescott, Mental Health Building 155, Room 107. Meeting starts with a potluck, followed by discussion or speaker until 8 p.m. Info: David Fero at dfero@cableone.net or 830-0723.

BEREAVEMENT SUPPORT meets Tuesdays from 3-4 p.m. at Arizona Ruffner Wakelin Funeral Home, 303 S Cortez St, Prescott in the Carriage House. Info: 445-2221. Info: 778-3000.

BETTER BREATHERS CLUB – In cooperation with the American Lung Association, Yavapai Regional Medical Center offers educational opportunities and support to those with chronic lung disease (COPD) and their families, friends and support persons. Meets 2nd Monday of month from 1-2 p.m. at YRMC West Campus, Spruce Room. No cost to attend. Info: 771-5264.

BLIND/LOW VISION SUPPORT GROUP & CAREGIVER SUPPORT GROUPS
, sponsored by Senior Peer Program of West Yavapai Guidance Clinic. A support group for seniors coping with loss of vision. There are two separate groups and meeting dates for those who have loss of vision. One group meets the 1st & 3rd Wednesdays of the month from 2-3:30pm in Prescott. A second group meets the 2nd & 4th Wednesdays of the month from 2-3:30pm in Prescott, and there is a Caregivers Support Group that meets concurrently on the 2nd & 4th Wednesdays at the same location but in a different room, for people who are caring for someone with vision issues. Participation is free, but registration is required. For info or to register call Connie Boston at 445-5211 x2672. Also call Connie if you are interested in participating in a similar group in Prescott Valley.

BLOOD PRESSURE
– free blood pressure readings courtesy of Nurses Network occurs second and fourth Thursdays from 10:30-11:30 a.m. at Central Arizona Seniors Association (CASA), 9360 Manzanita Circle in Prescott Valley. Info: 772-3337. Available first and third Thursday from 11:30-12:30 at Adult Center of Prescott, 1280 E Rosser. Info: 778-3000. Every Wednesday 11:30 a.m. – 12:30 p.m. at Mayer Area Meals on Wheels courtesy of Mayer Fire Department at 10051 Miami Street. Info: 632-7511.

BRAIN INJURY SUPPORT GROUP for individuals with head injuries, including stroke and their caregivers.  Third Wednesday of every month from 2-3pm at Mountain Valley Regional Rehabilitation Hospital, 3700 N. Windsong Drive in Prescott Valley. Facilitated by Erin Aafedt, SLP. Info: 759-8800.

BREAST CANCER SUPPORT GROUP – meets the fourth Wednesday of the month from 4-5 p.m. at Yavapai Regional Medical Center Breast Care Center at Prescott Valley Campus. For individuals in recovery or recently diagnosed. Share experiences and support in a safe, private setting. Info: 442-8647. Breast Health Website has been established by Yavapai Regional Medical Center. Visit www.healthhealinghope.org

CANCER SURVIVOR SUPPORT GROUP meets the second Tuesday of every month at 1:30pm in the Community Room at Highland Square Apartments, 532 W Mingus Ave in Cottonwood. The group helps individuals who currently have, or have survived, cancer share information and moral support, and connect with others who have faced the same challenges, while adding friendship and support. For more info call Julie (928) 899-9498.

CAREGIVER SUPPORT GROUP, sponsored by Area Agency on Aging and Good Samaritan Society, meets the 3rd Thursday of every month from 10-11am at Willow Hills Baptist Church, 1071 Mogollon Rd (Room B213), in Prescott. Respite may be available. Info: toll-free (877) 521-3500.

CHINO VALLEY COMMUNITY LOAN CLOSET has durable medical equipment such as canes, bedside commodes, wheelchairs, walkers, bath benches and toilet risers. There is no charge for the use of the equipment, with the understanding that it is to be returned when it is no longer needed. Managed by People Who Care, and located at Chino Valley Methodist Church, 735 E Road 1 South. Donations of equipment always welcome. Also have personal undergarments available – all sizes. Hours vary – please call first. Info: 636-3295.

PLEASE NOTE: Many of the Support Groups and Classes listed below have been temporarily suspended due to Covid-19. However, most of them are currently offering support and information by phone, email or via their websites. Their normally scheduled events are included here to provide their contact information.

CHRONIC FATIQUE IMMUNE DYSFUNCTION SYNDROME
& Fibromyalgia Group meets the 3rd Thursday of the month from 2-3pm at New Horizons Disability Empowerment Center, 9400 E Valley Rd, Prescott Valley. For info visit www.nhdec.org or call 772-1266 ext 0.

DIABETES – LIVING WELL WITH DIABETES meets the third Tuesday of most months (call to request the yearly schedule) from 5:30-6:30pm at Yavapai Regional Medical Center West, Pendleton Center, 930 Division St in Prescott. Meetings are free and facilitated by YRMC. Local residents with diabetes, their spouses and caregivers are invited. Info: 771-5794.

DIABETES EDUCATION PROGRAM, sponsored by Verde Valley Medical Center, offers diabetes support group fourth Monday each month. Meetings focus on diabetes management and education. Info: 639-6346.

FILE OF LIFE is an efficient and potentially life-saving way to ensure important medical information is quickly available to emergency personnel. Packet contains forms that are placed in your wallet and on your refrigerator, making it easily accessible during times of medical emergencies. Provided free by Yavapai Regional Medical Center, 771-5678.

FUNERAL CONSUMERS ALLIANCE OF ARIZONA
offers preplanning information for a simple, dignified, affordable funeral. Contact statewide headquarters, 2221 E. Broadway, Ste 106, Tucson, AZ 85719, email TucsonFunerals@gmail.com or call (520) 721-0230. (Funeral Consumers Alliance of Northern AZ merged with Chapters in Phoenix and Tucson to form a statewide organization.)

GOLD STAR MOTHERS have lost sons and daughters in military service. Info: 499-5565 in Prescott.

GRANDPARENT SUPPORT GROUP
for grandparents raising grandchildren meets the second Wednesday of the month from 6-7:30pm. at PUSD District Office, 300 E Gurley St in Prescott. Childcare is provided. A safe place to share experiences and find helpful resources. To be added to the notification list for upcoming meeting dates and events, contact Patrick Snider via email at Patrick.snider@prescottschools.com or call (928) 445-5400 ext 70105.

GRIEF SUPPORT GROUP
, offered by Good Samaritan Society Prescott Hospice, open to anyone in the community who has suffered the loss of a loved one. Meets the second and fourth Tuesday of the month from 11am-noon at Good Samaritan Society Prescott Village, Upstairs Apartment Lounge, 1030 Scott Dr, Prescott (for info call 778-2450); and the second and fourth Thursday from 10-11am at Emmanuel Lutheran Church, 7763 East Long Look Dr, Prescott Valley (for info call 778-5655). A group in Chino Valley can be arranged on an as needed basis.

HEARING LOSS SUPPORT – For information about resources available for those with hearing loss, contact Jack Clevenger with the Hearing Loss Association – Prescott Chapter via email at HLAofPrescott@yahoo.com or call 227-1809.

HIP REPLACEMENT CLASS – facilitated by Yavapai Regional Medical Center, meets third Thursday from noon-1pm at YRMC Wellness Center in Prescott. Reservations required, call 771-5131; and second Monday in Prescott Valley from 9-10am in the conference room of YRMC’s Del E Webb Outpatient Center. Reservations required, call 759-5940.

JOINT REPLACEMENT CLASSES –facilitated by Yavapai Regional Medical Center physical rehabilitation staff, these one-hour educational classes are free in Prescott and Prescott Valley for local residents considering or scheduled for total knee or hip replacement surgery. See entries in this section for Hip & Knee Replacement classes offered by YRMC.

JOINT REPLACEMENT EDUCATION PROGRAM occurs every Tuesday at 10am in Prescott Valley. Location: Nurses Network, 3085 N Windsong Drive. Call (928) 772-8707 for more info.

KNEE REPLACEMENT CLASS
– facilitated by Yavapai Regional Medical Center, meets fourth Friday from 1-2pm in the Wellness Center at YRMC West in Prescott. Reservations required, call 771-5131; and third Monday in Prescott Valley from 9-10am in the conference room, 2nd floor, at Del E Webb Outpatient Center. Reservations required, call 759-5940.

PLEASE NOTE: Many of the Support Groups and Classes listed below have been temporarily suspended due to Covid-19. However, most of them are currently offering support and information by phone, email or via their websites. Their normally scheduled events are included here to provide their contact information.

LIVING WITH LOSS SUPPORT GROUP
, sponsored by Hospice of the Pines, Tuesdays from 1:30-3:30 pm at Step One Community Center, 6719 E 2nd St, Suite C, Prescott Valley and 6:30-8:00 pm at Pronghorn Ranch, 7051 N. Antelope Meadows Drive in Prescott Valley; Info: 632-0111 or 899-9498.

LUPUS SUPPORT GROUP, sponsored by Lupus Foundation office in Phoenix, occurs the 1st Saturday of every month at 10am in Prescott. Info: Helen Roy (928) 775-3649 or Beckie Blankenship (928) 848-6422.

MEDICAL EQUIPMENT LOAN – New Horizons Disability Empowerment Center’s Durable Medical Equipment (DME) Loan Closet includes walkers, crutches, shower chairs, electric scooters & power chairs, as well as other items. For availability status, please contact the main office (928) 772-1266 Ext 0.

MOBILITY ASSISTANCE AIDS including crutches, walkers, canes and wheelchairs are available for loan, rent or sale at CASA (Central Arizona Seniors Association), 9360 Manzanita Circle, Prescott Valley. Call 772-3337 for info.

MULTIPLE SCLEROSIS SUPPORT GROUP meets 2nd Monday 11:30am-1pm at Mountain Valley Regional Rehabilitation Hospital, 3700 N Windsong Dr, Prescott Valley. Info: 759-8800.

PARKINSON’S DISEASE SUPPORT GROUP - Prescott conducts monthly educational meetings for people with Parkinson’s Disease, their carepartners and friends. Meetings occur 3rd Thursday 10-11:30am at First Lutheran Church, 231 W Smoke Tree Ln, Prescott. Info: Contact Kay by email kaybopres@cableone.net or phone 778-2242.

PARKINSON'S DISEASE SUPPORT GROUP - Verde Valley meets the 2nd Friday 3-4:30pm in Conference Room B at Verde Valley Medical Center. Group is led by Judy Talley, MAG, Program Director, Parkinson & Movement Disorder Alliance Meetings are open to the public. Info: judy@PMDAlliance.org (928) 202-7952.

PET ILLNESS/PET LOSS SUPPORT GROUP meets Wednesdays from 12-1:30pm at Prescott Valley Library, 7401 E Civic Circle, Geneology Room. Facilitated by an experienced therapist who understands what it is like to struggle with declining health, the letting go process and the loss of a beloved family pet. Info: Rutger@cableone.net or (928) 632-8124.

PHYSICIAN LISTING SERVICES is provided by Yavapai Regional Medical Center. For information about the availability of physicians who serve and are accepting senior patients in the extended Prescott area: 771-5106.

PROSTATE CANCER SUPPORT GROUP, Us Too, meets 4th Thursday each month (except July & August) at 2pm at Good Samaritan’s Prescott Valley Samaritan Center, 3380 N Windsong Drive. The group also maintains a Facebook page containing resources. Info: Jack Wilson at jackwilson@cableone.net or 445-5137.

RESPIRATORY WELLNESS CLASSES - facilitated by Yavapai Regional Medical Center. Goal is to help people manage COPD (chronic obstructive pulmonary disease). Classes are free and meet in both Prescott and Prescott Valley. Call 771-5264 for times, topics and locations.

REVERSING HEART DISEASE SUPPORT GROUP meets 2nd Monday 3-4pm at Yavapai Regional Medical Center Wellness Center, 930 Division Street in Prescott (across from YMCA). Topics include dietary changes, stress reduction, exercise techniques and research outcomes. No charge to attend, however, pre-registration is suggested. Info: 771-5794.

SENIORS IN SOBRIETY Alcoholics Anonymous meets Tuesdays at 10am in Prescott at 133 Bradshaw Dr. Info: www.prescottaa.org or 445-8691.

SENIOR MEN’S SUPPORT GROUP, sponsored by Senior Peer Program. A support group for senior men to share the joys and challenges of aging. Occurs 2nd & 4th Tuesday of the month from 10:30am-noon in Prescott. For info or to register call Connie Boston at 445-5211 x2672.

SENIOR PEER PROGRAM of West Yavapai Guidance Clinic offers various groups and classes. For the latest schedule, visit their website at www.SeniorPeerPrevention.org or call Connie Boston at (928) 445-5211 Ext 2672.

SENIOR PEER SUPPORT matches Senior volunteers with Seniors who would benefit from having a peer visitor. Volunteers and participants are generally age 60 and above. Through weekly visits in their homes, participants in the program receive peer support to decrease a sense of loneliness, learn how to adapt to life changes, as well as successfully manage emotional and physical well-being. There are no costs for the services and no financial eligibility requirement. Participants may request services or may be referred by a health care provider, family and friends. Potential volunteers are always needed. For more info, contact Connie Boston, Manager, Senior Peer Program 445-5211 ext 2672.

SINGING IN THE KEY OF LIFE GROUP, sponsored by Senior Peer Program, occurs Wednesdays from 10-11:30am.. A group for seniors that centers around a love of singing and sharing. Please call Connie Boston at 445-5211 x2672 to register and receive information about the location.

SPINAL CORD INJURY SUPPORT GROUP meets the first Thursday at 6pm at Mountain Valley Regional Rehabilitation Hospital, 3700 N Windsong Drive in Prescott Valley. Info: 759-8800.

STROKE SUPPORT GROUP meets the first and third Fridays each month from 10:15-11:30am in the Deborah Room at Prescott United Methodist Church, 505 W Gurley Street in Prescott. The group, sponsored by People Who Care, is for stroke survivors and family members, and features experts in speech pathology, social work and nursing. For information call 445-2480.

SUSAN J RHEEM MEMORY CAFÉ - Adult Care Services is pleased to announce the first Memory Café in the quad-city area, hosted by The Susan J. Rheem Adult Day Center, occurs the second Saturday each month from 9-10:30 a.m. Designed for people living with Alzheimer’s disease, dementia, and mild cognitive impairment, AND their caregivers (family member, companion, friend, or professional.) The purpose is to enjoy a special time together, free from the challenges of the disease and provide a break from the normal routine. It’s a time for refreshment, mutual support and fun, for caregiver and loved one together! Activities will be planned by those who attend and will include such things as art presentations, live music, sing-a-longs, poetry readings, reminiscing and sharing stories, cooking demos and more. The Susan J. Rheem Adult Day Center (a non-profit adult day health program) serves adults 18 years of age and older facing Alzheimer’s disease, dementia and other cognitive and physical challenges. Location: 3407 N. Windsong Dr in Prescott Valley. Call 441-1019 for more info.

TAKE YOUR BACK TO SCHOOL is a 1-hour Back Care Certification Course. Learn about the causes, care and prevention of back pain. Class is free, but reservations are required. For current schedule and to rsvp, call 771-5131 in Prescott.

TRANSPORTATION– Mayer Area Meals on Wheels van is available to take local residents to doctor’s appointments, for labwork, to pick up prescriptions or shop for groceries. Call 632-7511 to make a reservation. Please provide at least one week’s notice.

TRANSPORTATION – New Horizons Disability Empowerment Center provides transportation services for people with disabilities and people who are elderly, including those needing wheelchair access. Transportation is available Monday through Friday (Saturday by appointment only). Call Transportation’s direct line at (928) 775-8870 with 3 business days’ notice to guarantee rides. NACOG vouchers accepted. Rides can be to appointments, grocery, medical, shopping, social engagements, prescription pick-up, etc. Call to request more info.

WINDOWS is a community-wide organization that is focused on the needs of widows. Rather than refer to themselves as widows, members of the group refer to themselves as Windows because a window suggests a positive, and light being shed on new beginnings; perhaps hope. Windows is not a therapy group. It is a group of women who have lost their spouse and are seeking to find joy again - life after grief. In addition to planning fun activities, they also seek to build relationships and come alongside and support one another. For information about the group in the quad-cities, contact Diane Jacobson at (928) 420-8646 or (928) 771-9576.

WOMEN OF WISDOM (WOW) Sponsored by Senior Peer Program of West Yavapai Guidance Clinic. A Support Group for senior women to share the joys and challenges of aging. Meets Wednesdays from 10-11:30am in Prescott. For info or to register call Connie Boston at 445-5211 ext 2672.

Compiled by: Senior Connection, www.SeniorConnection.us
We would appreciate if you would notify us at Debbie@SeniorConnection.us if you learn of any changes to the above information. Thank you!

Please let our Community Partners and Member Agencies know you found them via the
 Senior Connection.


Community Partners

thINK4inc
Ink & Toner Cartridges
Small Quantity Photocopying
301 N Alarcon
Prescott AZ 86301
(928) 777-9288
www.think4inc.com

PRESCOTT VALLEY
CHAMBER OF COMMERCE
7120 Pav Way #102
Prescott Valley AZ 86314
(928) 772-8857
www.pvchamber.org

AMERICAN LUTHERAN CHURCH
1085 Scott Drive
Prescott AZ 86301
(928) 445-4348
www.americanlutheran.net

FIRST SOUTHERN BAPTIST CHURCH
2820 N Pleasant View Drive
Prescott Valley AZ 86314
(928) 237-3458
www.firstsouthernpv.org 

PRESCOTT VALLEY
CHRISTIAN CHURCH
7655 Long Look Drive
Prescott Valley AZ 86314
(928) 772-7364
www.PrescottValleyChristian.org

PRESCOTT VALLEY
UNITED METHODIST CHURCH
8944 E Sommer Drive
Prescott Valley AZ 86314
(928) 772-6366
www.PrescottValleyUMC.org

SHEPHERD OF THE HILLS
LUTHERAN CHURCH
1202 Green Lane
Prescott AZ 86305
(928) 778-9122
www.prescottshepherd.com

STEP ONE COMMUNITY CENTER
6719 E 2nd Street 
Prescott Valley AZ 86314
(928) 772-4184
www.SteppingStonesAz.org

YAVAPAI COUNTY
JEEP POSSE
(928) 308-7687
www.YCJP.org


SENIOR CONNECTION
MEMBER AGENCIES

Our Members make it possible for us to provide FREE resources to you and your loved ones.  Please thank them for
 supporting our efforts.

ADULT DAY CENTERS

Adult Care Services -
The Susan J. Rheem
Adult Day Center
3407 N Windsong Dr
Prescott Valley AZ 86314
(928) 775-3563
www.AdultCareServices.org

ADVOCACY &
CARE MANAGEMENT

Arizona Care Management Solutions
P.O. Box 1542
Cottonwood AZ 86326
(928) 300-0172
www.AzCareManagement.com


ASSISTED LIVING

Austin House
195 S Willard
Cottonwood AZ 86326
(928) 634-4278
www.WindsorAustinHouse.com

Brookdale Senior Living
211 Bradshaw Dr
Prescott AZ 86303
(928) 777-5511
www.brookdale.com/en/communities/
brookdale-prescott

Glassford Place Senior Living
7509 E Long Look Dr
Prescott Valley AZ 86314
(928) 772-3690
www.enlivant.com

Granite Gate Senior Living
3850 North Hwy 89
Prescott AZ 86301
(928) 771-8200
www.GraniteGate.com

Las Fuentes Resort Village
1035 Scott Drive
Prescott AZ 86301
(928) 445-9300
www.lasfuentesretirement.com

Touchmark at The Ranch
3180 Touchmark Bl
Prescott AZ 86301
(928) 632-7800
www.TouchmarkPrescott.com

ASSISTED LIVING
MEMORY CARE

Adult Care Services -
The Margaret T. Morris Center
878 Sunset Ave
Prescott AZ 86305
(928) 445-6633
www.AdultCareServices.org

Circle of Life Alzheimer’s/Dementia Homes
9240 N American Ranch Rd
Prescott AZ 86303
(928) 237-4795
www.CricleOfLifeCare.com

Granite Gate Senior Living
3850 North Hwy 89
Prescott AZ 86301
(928) 771-8200
www.GraniteGate.com

Highgate Senior Living
1600 Petroglyph Pointe Dr
Prescott AZ 86301
(928) 541-1400
www.HighgateSeniorLiving.com


ASSISTED LIVING/
MEMORY CARE
SKILLED NURSING

Good Samaritan Society
3380 N Windsong Dr
Prescott Valley AZ 86314
(928) 775-0045
www.Good-Sam.com


ASSISTED LIVING/
MEMORY CARE
SKILLED NURSING, HOSPICE
IN-HOME – MEDICAL

Good Samaritan Society
1065 Ruth Street
Prescott AZ 86301
(928) 778-5655
www.Good-Sam.com


CLEANING SERVICES

Prescott Maid to Order
5810 N Prairie Ln
Prescott Valley AZ 86314
(928) 899-8518
www.PrescottMaidToOrder.com

COUNSELING

Susan Drysdale, PhD
Senior Citizen Issues
(631) 681-6717
Prescott AZ
www.DrSusanDrysdale.com


DEMENTIA SUPPORT

Alzheimer’s Association
Desert Southwest Chapter
3111 Clearwater Drive – A
Prescott AZ 86305
(928) 771-9257
www.alz.org/dsw

Dwayne’s Music Ministry
for those with Dementia/Alzheimer’s
Prescott AZ
(928) 830-7164
www.dwaynesmusicministry.com


DISABILITIES / EMPOWERMENT

New Horizons
Disability Empowerment Center
9400 E Valley Rd
Prescott Valley AZ 86314
(928) 772-1266
www.nhdec.org

EDUCATION / INFORMATION

AARP of ARIZONA
P.O. Box 12767
Prescott AZ 86304
(928) 273-7601
www.aarp.org


END OF LIFE PLANNING

Heritage Memory Mortuary
131 Grove Av
Prescott AZ 86301
(928) 445-1881
www.HeritageMortuary.com

Ruffner-Wakelin
Funeral Homes & Crematory
303 S Cortez St
Prescott AZ 86304
8480 E Valley Rd
Prescott Valley AZ 86314
(928) 445-2221
www.ruffnerwakelin.com

Sunrise Funeral Home & Crematory
8167 E Hwy 69
Prescott Valley AZ 86314
(928) 772-7024
www.sunrisefuneralhome.com

FIDUCIARY

Northern AZ
Fiduciaries, Inc
101 E Gurley St, Suite 211
Prescott AZ 86301
(928) 778-7885
723 Cove Parkway, Ste C
Cottonwood AZ 86326
(928) 634-5440
www.northernarizonafiduciaries.com


FINANCIAL PLANNING/ INVESTMENTS

Edward Jones Investments
5672 E State Rt 69 – Suite 135
Prescott Valley AZ 86314
(928) 445-2226
www.edwardjones.com/joseph-allen

Hepburn Capital Management
(928) 778-4000
www.hepburncapital.com

Lincoln Financial Advisors
4900 N Scottsdale Rd #3700
Scottsdale AZ 85251
(602) 909-1813
www.LincolnFinancial.com

Sherrin Rose
Financial Services, LLC
4890 Antelope Drive
Prescott AZ 86301
(928) 778-3053
www.TheRoseFinancial.com

Spirit West
Certified Planning, LLC
511 E Gurley St
Prescott AZ 86301
(928) 515-2322
4147 N Goldwater Blvd, Suite 101
Scottsdale AZ 85251
(844) 637-0514 toll-free
www.SpiritwestPlanning.com

Stratos Wealth Partners
100 E Sheldon St, Suite 105
Prescott AZ 86301
(928) 460-5522
www.stratoswealthpartners.com


HEALTH SERVICES

Bennett Clinic Chiropractic
7749 E Florentine Rd - B
Prescott Valley AZ 86314
(928) 772-7200
1202 Willow Creek Road
Prescott AZ 86301
(928) 771-9400
www.bennettclinic.net

Davis Orthopaedics
3237 N Windsong Drive
Prescott Valley AZ 86314
(928) 772-5320
www.DavisOrthoAZ.com

Desert Flower CBD and Wellness
3131 Robert Road – A
Prescott Valley AZ 86314
(928) 350-9943

MJ Consulting LLC
8540 E State Route 69
Prescott Valley AZ 86314
(928) 772-2011
www.mymjfamily.com

Northern Arizona Pain Institutes
3769 Crossings Drive - D
Prescott AZ 86305
(928) 458-7343
1 North Main
Cottonwood AZ 86326
(928) 295-2800

Pro Solutions Dental Group -
Family, Implant & Reconstructive Dentistry;
Offices of Jason C Campbell DDS
139 W Whipple Street
Prescott AZ 86301
(928) 776-1208
www.prescottdentist.com

Sam Downing, MD PPLC
Prescott AZ

Spectrum Healthcare
3633 Crossings Dr
Prescott AZ 86305
(928) 778-0330
990 Willow Creek Rd
Prescott AZ 86301
8 E Cottonwood St
651 W Mingus Av
Cottonwood AZ 86326
452 Finnie Flat Rd,
Camp Verde 86323
2880 Hopi Dr, Sedona 86336
(928) 634-2236
www.SpectrumHealthcare-group.com


HEALTH/FITNESS

Mary Heller Dance Arts
Prescott & Chino Valley AZ 86303/86323
(208) 310-9913
www.marychoreographer.com
www.bemoveddance.com


HEARING AIDS/
HEARING LOSS

Miracle-Ear Center
1027 Fair Street, Suite C
Prescott AZ 86305
(928) 776-1065

Prescott Hearing Center
3108 Clearwater Dr, Suite B2
Prescott AZ 86305
(928) 218-5953

HOSPICE CARE

Good Samaritan Society
Prescott Hospice
1065 Ruth St
Prescott AZ 86301
(928) 778-5655
www.Good-Sam.com


HOSPITAL/REHAB HOSPITAL

Mountain Valley Regional
Rehabilitation Hospital
3700 N Windsong Drive
Prescott Valley AZ 86314
(928) 775-7863
www.mvrrh.ernesthealth.com


INDEPENDENT LIVING

Good Samaritan Society -
Prescott Village
1030 Scott Drive
Prescott AZ 86301
(928) 778-2450
www.Good-Sam.com

Granite Gate Senior Living
3850 North Hwy 89
Prescott AZ 86301
(928) 771-8200
www.GraniteGate.com

Las Fuentes Resort Village
1035 Scott Drive
Prescott AZ 86301
(928) 445-9300
www.lasfuentesretirement.com

Touchmark at The Ranch
3180 Touchmark Bl
Prescott AZ 86301
(928) 632-7800
www.TouchmarkPrescott.com

IN-HOME CARE
NON-MEDICAL

All Ways Caring HomeCare
3001 Main Street, Suite 1B
Prescott Valley AZ 86314
(928) 717-9981
www.rescare.com
709 E Mingus Ave
Cottonwood AZ 86326
(928)634-5448
www.AllWaysCaring.com

Cardinal Home Care
1035 Evergreen
Prescott AZ 86303
(928) 642-4683
www.CardinalHomeCare.com

Home Care Assistance
242 N Whipple St #3
Prescott AZ 86301
(928) 771-0105
www.HomeCareAssistancePrescott.com

Home Instead Senior Care
240 S Montezuma St #206
Prescott AZ 86303
(928) 708-9960
www.homeinstead.com/318

Right at Home
349 N Alarcon St
Prescott AZ 86301
(928) 515-2445
www.CareNAZ.com


IN-HOME – MEDICAL
SKILLED NURSING

Mountain Valley Regional
Rehabilitation Hospital
3700 N Windsong Drive
Prescott Valley AZ 86314
(928) 775-7863
www.mvrrh.ernesthealth.com

Nurses Network
3085 N Windsong Dr
Prescott Valley AZ 86314
(928) 772-8707
2155 W Hwy 89A, Sedona AZ 86336
(928) 204-2255
624 N Humphreys, Flagstaff AZ 86001
(928) 556-0755
www.NursesNetwork.net

INSURANCE/MEDICARE

AAA Arizona
172 E Sheldon St, Ste C-100
Prescott AZ 86301
(928) 541-8600
www.az.aaa.com

Aetna Medicare Solutions
4500 E Cotton Center Bl
Phoenix AZ 85040
(480) 720-1584
www.aetnamedicare.com

Blue Cross Blue Shield of AZ
8220 N 23rd Av
Phoenix AZ 85021
(602) 864-5191
www.azblue.com

Brown & Brown Insurance
255 E Sheldon St, Ste A
Prescott AZ 86301
(928) 776-2708
www.bbprescott.com

Humana
2231 E Camelback Rd #400
Phoenix AZ
(602) 451-0266
Glenn Berkley
www.Humana.com

Sherrin Rose
 Financial Services, LLC
Insurance Agents
4890 Antelope Drive
Prescott AZ 86301
(928) 778-3053
www.TheRoseFinancial.com

Your Medicare Helper
544 South 6th Street #105
Cottonwood AZ 86326
(928)649-9939
www.YourMedicareHelper.com


LEGAL/ELDER LAW

Law Offices of
Chester B. McLaughlin, P.C.
127 N Marina Street
Prescott AZ 86301
(928) 443-9934
2155 W Pinnacle Peak Rd, Suite 201
Phoenix AZ 85027
(480) 407-4944
www.AZElderLaw.com

Walker Estate Attorneys
3741 Karicio Lane
Prescott AZ 86303
(928) 445-1911
www.WalkerEstateLaw.com


PEER SUPPORT

Senior Peer Program
West Yavapai Guidance Clinic
505 W Cortez St
Prescott AZ 86303
(928) 445-5211 Ext 2672
www.SeniorPeerPrevention.org

PERSONAL SERVICES

Prescott Maid to Order
5810 N Prairie Ln
Prescott Valley AZ 86314
(928) 899-8518
www.PrescottMaidToOrder.com

REAL ESTATE

Better Homes and Gardens
BloomTree Realty Seniors Group
102 W Gurley #102
Prescott AZ 86301
www.RhondaJohnston.com
(928) 925-0241
www.TerriKiffer.com
(602) 705-1181

Connolly Real Estate Connection
Prescott AZ
www.RetirementInPrescott.com
(928) 713-0756

RELOCATION ASSISTANCE
DOWNSIZING/DE-CLUTTERING

Caring Transitions of
Northern AZ
522 W Finnie Flat Rd # E-121
Camp Verde AZ 86322
(928) 220-8021
www.CaringTransitionsOfNAZ.com

In Your Space Consulting
303 E Gurley St #194
Prescott AZ 86301
(928) 985-1172
www.InYourSpaceAz.com

REVERSE MORTGAGES

William ‘Bill’ Binkey
V.I.P. Mortgage, Inc
Prescott AZ 86301
(928) 237-9599
www.isAreverseMortgage4me.com

SKILLED NURSING/ REHABILITATION

Prescott Nursing &
Rehabilitation Center
864 Dougherty St
Prescott AZ 86305
(928) 778-9667
www.prescottrehab.com


SOCIALIZATION/MEALS/PETS

Central AZ Seniors Association (CASA)
Meals On Wheels/ 
Congregate Dining
9360 E Manzanita Cr
Prescott Valley AZ 86314
(928) 772-3337
www.casapv.net

NAU, CSI Senior Companion/RSVP
P.O. Box 25727
Prescott Valley AZ 86312
(928) 713-4114
www.nau.edu/csi

Yavapai Humane Society
1625 Sundog Ranch Rd
Prescott AZ 86301
(928) 445-2666
www.yavapaihumane.org


TRAVEL

AAA Arizona
172 E Sheldon St, Ste C-100
Prescott AZ 86301
(928) 541-8600
www.az.aaa.com


Disclaimer:
The inclusion of information about the companies listed above does not represent an endorsement on the part of this publication. It is your responsibility to verify the validity, reliability and suitability of any of the companies with whom you may wish to do business.


Whether you are an adult child caring for an aging parent, a spouse or sibling providing care to a relative, or a senior caring for yourself, the information and products available via the www.SeniorConnection.us website are designed to improve your quality of life. 


THE
SENIORCONNECTION.US WEBSITE

   As caregivers, it’s easy to feel overwhelmed by the sheer number of tasks that need to be accomplished for your loved ones each day.
    Although hundreds of resources exist to help you, the hardest part can be finding what’s available. 
   Therefore, in addition to the Caregiver Connection newsletter, I am also pleased to make available to you several valuable resources via the “Senior Connection website.” This web-based one-stop Educational and Information center for Caregivers and Seniors is designed to save you time and money, as well as your sanity.
   The SeniorConnection.us website consists of a comprehensive Resource Directory, Articles on topics of relevance to caregivers and seniors, and informational Videos and Slideshows about agencies that offer help throughout Yavapai County.


SENIOR RESOURCES DIRECTORY

   The Resources Directory contains contact information for hundreds of local nonprofit, government and commercial agencies that provide helpful products and services to ease the life of caregivers. 
   Updated weekly, this searchable database will save you literally hundreds of research hours and connect you with nonprofit, government and commercial agencies that can help with every aspect of being a caregiver. 
   Categories include areas such as assisted living and skilled nursing facilities, in-home care providers, transportation, meal preparation and delivery, and financial assistance. 
   A search on one or more keywords results in all of the companies that provide a particular product or service. You can then print out the Profile of each agency that is of interest to you. 
   All on the website at: 
Senior Connection.us


INFORMATIONAL ARTICLES

The Informational Articles section contains articles on a wide variety of topics relating to aging. The articles are short and sweet, yet go directly to the heart of the matter of some of the most sensitive issues surrounding our fears and frustrations as caregivers. No topic is off-limits and new articles are constantly being added to the website at: SeniorConnection.us


EDUCATIONAL VIDEOS

Educational Videos and Slideshows, narrated by recognized experts in the community, are posted on the website. Additionally, videos and slideshows featuring nonprofit and for-profit agencies that provide products or services to caregivers and seniors will be available at the website: 

Senior Connection.us



The information contained herein and throughout the website is for educational purposes only. It is not intended, nor should it be construed as legal, medical or financial advice. Use of this information indicates your understanding of, and agreement to the above.


 

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